Payday Loans

Sometimes you find yourself in a situation where your finances just don’t make it to the end of the month.

 

Your one stop hub for financial services

1. Apply for loan

Take just two minutes to answer questions about yourself and the loan you need. 
Decide how much you need to borrow. Click on 'APPLY' Fill out the form and submit your application

2. Application review

Get pre-qualified and if successful, accept your loan offer and a debicheck mandate sent through your banking app.

 

Blacklisted? Feel free, We are here to asssit you too.

3. Get funding fast

Once you’ve accepted the loan Debicheck Mandate, You should get your money within a day of clearing necessary verifications.

Flexible and Quick Loans For You!

With our quick and easy online platform, clients can apply for a loan Monday to Sunday, 24/7.

About us

We offer payday loans from R500 up to R3 000.This means that you can get the money you need now and repay it when you receive your paycheck.


Apply in minutes and get funded, fast. No paperwork, no hidden fees, no branch visits.

 

We use fintech systems to make decisions based on the real-time data derived.

 

We’re here to help, not to get you into financial difficulty, so we will verify your information(credit checks & affordability) and once we’re 100% sure that lending you a loan won’t get you into debt that you’ll battle to get out of, we’ll present you with an offer.

 

We Strive for excellent customer service and always put our clients first.

 

Press *ReApply to get a new loan again or ***Express Apply to top up (additional loan) for existing customer only.

 

Apply Below

Title *
Full Names *
Surname *
Cellphone number *
ID Number *
Email *
Home Address Line 1 *
Home Address Line 2 *
Suburb *
Postal Code *
City *
Loan Amount *
Salary Pay day *
Account number where salary is paid *
Bank Name *
Account Type *
Basic Salary after deductions *
Total Monthly Expenses (Rent/Grocery/Transport/Loans) *

Working Sector 

 *
Company or Department Name *
Workplace Phone Number(HR /Manager) *
Employment Status *
Employment Start Date *
Credit Status *
How many other loans you currently have? *
Total payment amount on your loans ? *
How did you hear about US ? *
Name and Surname of Referral
ID Copy *

Max file size (Mb): 30

Latest Payslip *

Max file size (Mb): 30

3 Months Bank Statements *

Max file size (Mb): 30

 

 

Fast and Easy Procees for New Clients 

 
Please wait for feedback within 48hrs , if feedback has not been provided after the 48hrs has lapse you can text us via
 
Whatsapp (066 062 4385) or Email : admin@mzansiloanshub.co.za for a response.

 

 

 

 

 

 

Kindly bare with us as we receve a lot of application to screen. You must check your email for feedback on your loan if approved or rejected.

 

 

Minimum Requirements:

 

These are the minimum requirements to apply for a loan:

You are a South African citizen.
You are between the ages of 21 and 65 years old.
You are permanently employed for more than 6 months.
You earn a minimum monthly income of at least R 7000 per month.
You have a personal bank account into which your salary is deposited.
Your bank account must allow for debit orders.
You are not under debt review or administration.
You have not applied for debt review or administration, and you have no intention of doing so.

 

How much can I borrow?
If you are a new client we will limit you to a R500 -R800 loan for up to one month. If you've been making use of our services for a while, you will be able to borrow up to an amount of R3000.

 

How long before I receive the money?
We leave that decision up to you. We make payments the same day that your loan is approved. It then takes 24 hours for the money to reflect in your account, but it is also possible to make an immediate payment at a small service fee of R60, and the money will be available in your account immediately.

 

What if I have a bad credit record?
We do a credit check on your name, but if you have a bad credit record, it does not necessarily mean that we will not be able to assist you. We consider a lot of other factors as well, and if we feel comfortable that you will be able to repay the loan that you made, we will definitely consider your application.

 

Upon reapplication you will qualify for the same amount until you have successfully repaid 3 consecutive loans. Thereafter, if we assses your affordability or credit status have improved, you may apply for an increase .

 

We do not make any cash pay-outs to any of our clients. All payments are made directly into the same bank account that you use to receive your salary. 

 

From time to time Mzansi Loans Hub reserve the right to do a new enquiry on your credit profile and readjust your loan offer if your circumstances have changes since first approval.